Creatures of the Night Fun at Ritz-Carlton in Southern California Starts Tonight

2nd in a Multi-Post Series

After several quite rainy days over the past month, it's a beautiful day here today in Southern California -- right now in the 70s.  As this post goes live we are off and on our way to the Ritz-Carlton Laguna Niguel in Dana Point for their special Ambassadors of the Environment Creatures of the Night program which opens tonight and runs nightly through Saturday, October 30th.

Photo Courtesy of Ritz-Carlton Laguna Niguel

Though we live less than two hours away from this Ritz-Carlton location, my family and I are looking forward to a really fun adventure as this will be our first time staying here.  From this picture the Ritz-Carlton graciously provided for this post, it looks to me that this five star hotel is located in one of the most picturesque areas along the Pacific Coast in the state of California.

The kids have a very busy schedule planned already.  Before the Creatures of the Night event starts tonight, we hope to play a set or two of tennis and swim in one of the two pools on property.  If time permits, we might also do the treadmill and of some other machines in the fitness center, too.  Then, we'll freshen up and have a light bite to eat before joining up with the other families who will attending the night's events which are also designed to challenge the senses.  Make a reservation and you and your own kids can attend this fun Ritz-Carlton Creatures of the Night programming is unique to the Laguna Niguel property which is located halfway between L.A. and San Diego. family-friendly activity, too. BTW, this year's

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Ritz-Carlton & Ambassadors of the Environment 

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FTC Disclosure:  To facilitate MommyBlogExpert's live Tweets during the activity and pre- and post-coverage of the actual event on this blog, her family will be receiving hotel accommodations at The Ritz-Carlton as well as Creatures of the Night passes to attend.  I did not receive any other payment or other compensation associated with this post.  See complete FTC Disclosure information that appears at the bottom of MommyBlogExpert's main page and at the bottom of every individual post on this blog, including this one.

5 Tips for How to Make Health Benefits Decisions in One Hour or Less

It's perfectly normal.  Everyone of us hopes that we'll always be healthy and so will our kids and other loved ones.  But, we all also know that the reality is that people do get sick and have accidents -- unfortunately sometimes very seriously.  In this day and age of rising medical costs, we need to always be prepared and make sure that our family has adequate coverage. 


Here's just some of what Aetna has to teach you to Be Smart About Your Health 

Family Health Maintenance is Every Parent's Responsibility 

Of course if you're sick you'll likely either rely on over the counter remedies and/or a visit to the doctor.  But, most of the time, if you are healthy you should always be cognizant of maintaining your family's good health by making certain that everyone gets the proper amount of nutrition, exercise, and rest.

Changes in Financial Status Can Impact Health Benefits and Coverage 

During times like today, where unemployment continues to hover at record highs across the U.S., especially in places like California where my families lives, a significant financial change -- such as an unexpected major expense, a reduction in salary or even a job layoff -- can wreak havoc on your family's health coverage.  As parents, we need to plan ahead to ensure that our kids are always protected in case of a negative financial situation.

Every Family's Health Benefits Needs Are Unique

No two families are alike.  There really is no such thing as one health benefit plan that fits all of us.  So when making health benefits decisions you need to consider what is most important to you and your kids.  Remember, this isn't the time to try and keep up with all those Jones families. 

It's In Your Best Interests to Prioritize Your Benefit Needs 
When deciding on what plan to use you'll need to analyze what's most important to your family's healthcare.  For example, do you want to have to option of having coverage when going out of the network of doctors included in your plan?  Do you have adequate optical and dental coverage for family members? What type of prescription coverage do you really require: generic or brand name only?  These and other questions should be considered when deciding what's right for you.

Periodic Health Benefit Reevaluation is Always a Wise Strategy

Since life is forever evolving, it's a good idea that each parent that's involved in making health benefits decisions for themselves and their kids should revisit their present benefits annually or as needed.  It's important to reassess your health benefits situation if there are major changes within the family structure such as birth, death, divorce, kids going off to college, castrophic illnesses, and a variety of other factors that might influence you to consider making changes to your plan.

Learn a lesson from one of the greatest people who ever lived and survived the world's greatest catastrophic event because he was planning ahead.  After all, it wasn't raining when Noah built his ark.

FTC Disclosure:  I wrote this blog post while participating in the TwitterMoms and Aetna blogging program, making me eligible to get a $30 Target gift card. For more information on how you can participate, click here.  I did not receive any other payment or compensation associated with this post.  See complete FTC Disclosure information that appears at the bottom of MommyBlogExpert's main page and at the bottom of every individual post on this blog, including this one.    

What's in This Box? What is Jambu Any Way?

 

Wondering What's in this Box?

What is Jambu* Anyway? 

*I'll give you a hint.  Stay tuned to find out what new style I'm reviewing.  Meanwhile, check out the Jambu site to see the entire line of some of the coolest, most adventurous women's footwear, including shoes and boots, ever.  

Coming Soon:  Watch this blog MommyBlogExpert.com for another blogpost with the lid open so you can see what's inside!

FTC Disclosure:  For this post I received a pair of footwear from Jambu to facilitate the upcoming series of posts reviewing the product.  I did not receive any payment or other compensation associated with this particular post.   See complete FTC Disclosure information that appears at the bottom of MommyBlogExpert's main page and at the bottom of every individual post on this blog, including this one.